Dale W. DeHaan
Dwdehaan@creativebenefitinc.com

• Undergraduate - Ferris State University 1968
• Graduate - Michigan State University 1979
• CLU - Certified Life Underwriter
• ChFC - Certified Financial Consultant
• RHU - Registered Health Underwriter
• LIC - Licensed Insurance Consultant

• National Association of Health Underwriters
• National Association of Financial Service Professionals
• National Association of Life Underwriters
• West Michigan Estate Planning Council
• West Michigan Planned Giving Council
• General Agents and Managers Association

• Old Kent Bank and Trust Company 1968 - 1973
• Comstock Park Schools - Assistant Superintendent 1973 - 1976
• Rockford Public Schools - Assistant Superintendent 1976 - 1979
• Steeltech Vice President and General Manager 1979
• New England Life 1979; Supervisor 1982; Assistant General Manager 1983; Co-General Agent 1984
• Connecticut Mutual General Agent 1985 - 1996
• Creative Benefit Systems, Inc. President 1984; Treasurer 1996 - Present

• Mayflower Congregational Church - Stephen Minister
• Salvation Army - Board Member
• Grand Rapids Chamber of Commerce
• CEO Round Table
• Grand Rapids Economics Club
• Visiting Nurses Services - Board Member

top of page

Charles W. Schlosser
Charleys@creativebenefitinc.com

• Diploma - Burton Bentley High School
• Undergraduate - Ferris State University

• National Association of Health Underwriters - West Michigan Past President, Michigan Board Member, National Committee Member
• Life, Health, Accident, Variables Licenses
• Leading Producers Round Table every year since becoming an independent agent

• Business Systems Sales with AT&T - Three years
• Sales Consultant with Blue Cross Blue Shield of Michigan - Five years
• Independent agent with Creative Benefit Systems, Inc. since 1996

• Member of Lowell Rotary
• Member of the Lowell Good Shepard Lutheran Church
• Grand Rapids Area Chamber of Commerce
• Several youth organizations within the community

top of page

Steven T. Wisneski
Wisneski@creativebenefitinc.com

• Diploma - Muskegon Senior High School, 1976
• Associates Degree - Computer Science, Muskegon Business College, 1978
• Bachelor’s Degree - Business Administration, Grand Valley State University, 1986
• Michigan Licensed Agent - Life, Health, Accident, Variable Contracts

• Society for Human Resource Management
• National Association of Health Underwriters
• West Michigan Association of Health Underwriters, Education Committee
• National Association of Financial Service Professionals

• Ten years experience in retail sales
• Fifteen years experience as a Human Resources Professional in West Michigan. Experience with general labor, skilled trades, organized labor, technical and professional, international recruiting, multiple site, manufacturing and education, developed policy manuals, designed benefit plans, introduced technology, managed payroll budgets in excess of $25M
• Insurance and Employee Benefit Consulting since 1999

• The Hume Home Board of Trustees, President
• United Way Volunteer
• Muskegon Chamber of Commerce, Ambassador’s League Co-Chair
• Muskegon Chamber of Commerce, Governmental Affairs Committee
• Boy Scouts of America District Volunteer
• Real Health Agents Advisory Panel
• Various Business Professional and Community Service Organizations

top of page

James L. Gilbert
Jimg@creativebenefitinc.com

Education:

• Diploma - Comstock Park High School
• Grand Rapids Community College
• Southeastern Academy - Florida

Professional Accreditation:

• National Association of Health Underwriters – West Michigan Past President and Education Chair & State board trustee
• National Association Alternative Benefit Consultants
• CBC – Chartered Benefits Consultant, presented in 2004 by the National Association of Alternative Benefit Consultants (NAABC) for excellence in consumer driven health insurance programs.
• REBC – Registered Employee Benefits Consultant, presented in 2003 by the American College for maintaining educational & ethical standards throughout the career as an employee benefits expert.
• RHU – Registered Health Underwriter, presented in 2000 by the American college for learning and providing knowledgeable, current and ethical standards.
• LUTCF – Life Underwriter Training Counsel Fellow, presented in 1995 by the Life Underwriter Training Council for meeting the industry qualification standards.

Career History:

• 2004 – Present Creative Benefit Systems Inc. – Partner, Employee benefits consultant
• 1995 – 2004 West Michigan Business Group Inc – Employee benefits consultant
• 1992 – 1995 Sun Life of Canada – Insurance sales
• 1988 – 1992 Ja-Mar Travel – Manager
• 1987 – 1992 Davenport College & American Travel School – Travel agent curriculum
• 1986 – 1988 Alpine Travel Inc – Owner, today part of Choice One
• 1984 – 1986 Witte Travel – European/International group travel specialist

Community Involvement:

• Grand Rapids Chamber of Commerce CEO Roundtable member
• Wyoming-Kentwood Chamber of Commerce Ambassador
• Comstock Park Educational Foundation trustee
• Comstock Park Public Schools – various committees
• Bylthefield Hills Baptist Church
• Comstock Park Athletic Hall of Fame Inductee

Meet the Staff of Creative Benefit Systems, Inc.
Our friendly staff is here to help you. With a combined 30 plus years of experience at your service, we are here to help answer your questions. Whether you need to clarify your current coverage, check on your renewal, review presented carriers, set employee enrollment meetings, question your billing or aid in your claims processing, please feel free to contact us!

Wendy - Benefit Consultant
Wendyvl@creativebenefitinc.com

Paula - Benefit Consultant
Paulal@creativebenefitinc.com

Dawn - Benefit Consultant
Dawnb@creativebenefitinc.com

Dawn earned her Bachelors degree at Northern Michigan University. She has been in the insurance industry since 1996, beginning in the individual life insurance arena processing new business. Dawn joined the Creative Benefit Systems, Inc. team in 1999 where she earned her Life & Health insurance license and now prepares quote presentations, processes group new business and aids in customer service.

Amanda – Benefit Consultant
Amandar@creativebenefitinc.com

Amanda earned her Bachelors degree from Grand Valley State University. She has been a member of the Creative Benefit Systems, Inc team since 2004 and is licensed in Life & Health insurance. Amanda prepares new and renewal quote presentations, processes group new business and aids with customer service. Amanda also maintains Creative Benefit Systems, Inc. website.

Shannon – Office Manager, Benefit Consultant
Shannonv@creativebenefitinc.com

Shannon has her Bachelors degree from Michigan State University. She has 12 years experience working in human resources and has been in the insurance industry since 2002. Shannon is licensed in Life & Health insurance. She joined Creative Benefit Systems, Inc. in 2005 and prepares quote presentations, processes group new business, provides customer service, and aids in processing claims.

Julie – Benefit Consultant
Julieo@creativebenefitinc.com

Julie earned her Bachelors Degree at Michigan State University. She joined the Creative Benefit Systems, Inc. team in 2005 with a background in Economics and is licensed in Life & Health insurance. Julie prepares quote presentations, processes group new business and aids in customer service.

Kelly– Executive Assistant
Kellys@creativebenefitinc.com

Kelly joined the company in 2005 as Dale DeHaan’s executive assistant and is licensed in Life & Health insurance. With more than 10 years of experience in administration and sales support, Kelly handles individual health and life insurance/investments for our clients, and provides customer service.