Our ServicesCreative Benefit Systems, Inc. ~ Employee Benefit, Family Business, and Estate Planning
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A Personal Employee Benefit Specialist

Deal with an Expert Registered Health Underwriter (RHU)
Chartered Life Underwriter (CLU)
Chartered Financial Consultant (ChFC)
Licensed Insurance Consultant (LIC)
Senior Professional in Human Resources (SPHR)

Professional Insurance Advisor

For legal advice a legal professional is consulted. For tax advice a tax professional is consulted. Now an insurance professional is available to consult for health and life insurance needs - an RHU, CLU, ChFC, or LIC. An Agent with this education will provide expertise in all aspects of the individual and group insurance markets.

Benefit by Working with a Credentialed Agent

By dealing with a credentialed Agent, clients are assured of receiving the advice and expertise of an insurance professional who has passed a series of comprehensive exams on topics from group medical plans to long term care insurance.

Professional's Commitment

An RHU, CLU, ChFC, or LIC has fulfilled prescribed standards of performance and conduct. He or she is committed to continuing programs of education and professional development.

ONE SOURCE FOR: Effective Plan Design

Competitive Quotes

Clear Recommendations

Employee Meetings

Underwriting Follow-up

Effective Communications

Benefit Coordination

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