Creative Benefit Systems, Inc.
Employee Benefit, Family Business, and Estate Planning
Advantages
Agents of Creative Benefit Systems, Inc. assist clients in the design, implementation and administration of employee benefit programs. Emphasis is placed on problem solving and risk management with both fully insured and alternative funded plans. Creative Benefit Systems, Inc. is licensed with and proud to represent over 100 insurance companies and third party administrators who have the highest credentials for financial stability and who provide quality products, responsive service and personal communication.
Expertise
Creative Benefit Systems, Inc. provides the expertise of an Agent that is a specialist in Group Medical, Dental, Life and Disability Plans; Flexible Spending Accounts and Cafeteria Plans; Retirement Plans, Profit Sharing, 401(k), and SEP Plans. Creative Benefit Systems, Inc. also helps the client to achieve cost effectiveness through plan design and the coordination of all benefit plans.
Professionalism
Creative Benefit Systems, Inc. exemplifies the professionalism of a firm that is respected in the business community. No allegiance is owed to any particular insurance carrier or administrator. A commitment is made to satisfy the goals and objectives of the client.
The Agent
A Personal Employee Benefit Specialist
Getting to Know the Client
The Agent helps the employer attract and retain quality employees by analyzing and providing benefit packages that will target the potential employee to be hired. The Agent can assist in translating the benefits into dollars to show the true value to the employee, and can assist the employer in evaluating the true cost of his or her employees. By helping clients through this process, the Agent demonstrates the (value added) service he or she can offer.
Knowing the Marketplace
The Agent maintains relationships with several quality insurance carriers and the products they offer. Insurance carriers are constantly developing new approaches that may be more appropriate for a business than the plan currently in-force. The Agent stays informed of these new developments so the employer doesn't have to.
Agent Commitment
Part of the Agent's commitment to "knowing the client" is knowing how much detail he or she wants or needs in a presentation. As a convenience, the Agent provides a concise summary of any new plan, and alternatives at renewal. The Agent can also assist with problems resulting from claims and billing discrepancies.
